Article - cheap car insurance
Cheap Car Insurance – 7 Tips To Reduce Your Car Insurance Costs.
by Peter Crump
With the cost of car insurance becoming more and more of an issue for the average American family, there are
increasing numbers of people looking for cheap car insurance. But although it is possible to find cheap car
insurance, the question remains, is it worth buying?
Everyone knows that car insurance companies are not all equal. Cheap car insurance is wonderful when paying the
bill, but make a mistake on the company you select and you could find that the cheap car insurance policy that you
found may turn into a nightmare. Cheap car insurance may not turn out to be so attractive when making a claim.
So if you have found a discount car insurance broker don’t just take the cheapest quote that you get. You need to
find out a little about the insurance company that is offering the cheap car insurance rates.
And there’s ways to reduce the cost of your car insurance even with the best of companies. Here are some tips for
those looking for cheap car insurance to help reduce the cost of car insurance without compromising other
7 Cheap Car Insurance Tips
1. Look at your deductible amount. This is the amount that you pay first out of any claim. The cost of your policy
is directly related to this amount. Many people, particularly those who have had their insurance policy for a long
time, have never considered whether they ought to vary their deductible. If you have a good driving record and are
prepared to increase the risk of paying a larger amount in the event of a (hopefully unlikely) claim you can save
money by increasing your deductible.
2. Have a look at the type of car you drive. Certain types of cars attract higher car insurance rates. Cars such as
sports cars and also certain makes and models that are prime theft candidates cost more to insure. If you are
buying a car then find out which makes and models these are before you buy.
3. Drive carefully. Although it sounds a little trite to say it, your car insurance cost is a factor of your risk
profile. You won’t get cheap car insurance if you have had 3 speeding fines and 2 accidents in the last year. These
things are all taken into account and you should take care with how you drive. It all adds up onto your bill. There
are big safe driver discounts available.
4. Considering installing safety and anti theft devices in your car. Again these affect your risk profile. If you
have a car that is safer and less at risk of theft it should be cheaper to insure. And if you have a car with
certain safety devices now check that your insurance company is aware of these, if not tell them.
5. Look at your policy when it comes to renewal time, don’t just pay. There are some things that you can vary in
your policy that will affect the cost. Often there are some things there which duplicate other insurance that you
may have that can be eliminated. Be critical, look carefully and ask questions about all these before you renew
6. Have a look at who your other insurers are. Many insurers offer a discount for multiple policies. If you insure
your house with a certain company then ring them up and find out if they do car insurance. Get a quote from them.
Find out what discounts they offer.
7. Find a good online discount car insurance broker before renewing. The internet is a fabulous resource. Use it.
There are all sorts of discount insurance brokers online where you can get fast quotes from a wide range of
companies. Don’t just settle for the same company you always use. Car insurance rates vary all the time. Always get
comparable quotes before renewing any policy.
So if you’re in the market for cheap car insurance there’s some ideas for you. Don’t just accept that car insurance
is always prohibitively expensive, get out there and do something about it.
For a website totally devoted to Car Insurance visit Peter's Website Car Insurance Answers and find out about Car
Insurance as well as Cheap Car Insurance and more, including Online Car Insurance Quotes, UK Car Insurance, Car
Insurance Rates and Car Insurance Quotes.