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Finding good car insurance can be very difficult. Here are a few tips:
Try a few different insurance companies. Companies are different.
So are their prices. You may find that one company wants to charge you
$1000/month for insurance and another will only charge you $400/month. You
might be one of the lucky ones who only gets charged $30/month. Regardless
of who you are, call multiple carriers even if the first quote you get appears
to be low. You may find another company with a lower rate for you.
Talk to friends and family. Other people are just like you, they want
cheap insurance too. Chances are, you know someone who has already called
all over the place and can give you some good pointers on which car insurance
companies were the cheapest for them. Remember, nobody likes to spend money
on auto insurance.
Use the internet. The internet is a great place to find auto insurance.
You can find out information about insurance companies, compare rates, get
quotes, and shop around without leaving your house. There are also websites
out there like 1carinsurance.org who have organized insurance company data
and user data and will tell you which companies people are having success
with in finding the best
car insurance for
them.
Get auto insurance quotes. Don't just trust them. Get a quote. They're
free (or, if the quote isn't free you know you don't want to use that company).
If you can get quotes from 6 or 7 different companies, you then have hard
data to compare the companies against each other. You're also pretty sure
you're going to get the lowest rate.
Try local companies. Often times people only think about the big auto
insurance companies like Geico or Progressive. They don't even look around
their local communities for auto insurance companies that might exist. Often
local companies can offer cheaper rates because they don't have the large
buracracy that larger companies have.
Just remember to shop around as you look for cheaper car insurance. The first
company isn't always the best.
John Jonas is an entepreneur and a family man with interests in real estate,
marketing, and financial products. You can find out more info at
John Jonas Blog.
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